A direct deposit debit card can help save card holders hundreds of dollars a year on check cashing fees. These cards are prepaid credit cards issued as a Visa or MasterCard.
To use direct deposit you must fill out a form and turn it into the payroll department of your employer. Then your paychecks will automatically be deposited into your account.
You will still receive a paystub for your records. So you will know how much you paid in taxes and how many hours you worked.
You can access your account and check the balance online and see recent card activity. You can direct deposit payroll checks, pension and retirement checks, social security, government checks and more.
You can then use your prepaid credit card to make purchases. This card can be used over the phone and online.
If you need cash your card can be used at ATM's to access funds. Many of these cards can even be used to rent cars and reserve hotel rooms.
In addition most cards offer another feature called bill pay. This is where you can use your card to pay bills. This will save you more money by not having to purchase money orders.
You also receive free credit builder. This will make a record of the payments you make with bill pay and report that information to a credit reporting agency. This can help you show credit worthiness to future lenders.
These cards give guaranteed approval. There is no credit check or chex systems verification. This card is just like a checking account.
You will never have to pay overdraft fees, over the limit fees or interest charges with this card. Some cards even offer free activation for enrolling in direct deposit.
You will still be approved if you have bad credit or if you are in chex systems. This is just like a second chance checking account. We suggest you stop paying check cashing fees and buying money orders and get a direct deposit prepaid credit card. - 16089
To use direct deposit you must fill out a form and turn it into the payroll department of your employer. Then your paychecks will automatically be deposited into your account.
You will still receive a paystub for your records. So you will know how much you paid in taxes and how many hours you worked.
You can access your account and check the balance online and see recent card activity. You can direct deposit payroll checks, pension and retirement checks, social security, government checks and more.
You can then use your prepaid credit card to make purchases. This card can be used over the phone and online.
If you need cash your card can be used at ATM's to access funds. Many of these cards can even be used to rent cars and reserve hotel rooms.
In addition most cards offer another feature called bill pay. This is where you can use your card to pay bills. This will save you more money by not having to purchase money orders.
You also receive free credit builder. This will make a record of the payments you make with bill pay and report that information to a credit reporting agency. This can help you show credit worthiness to future lenders.
These cards give guaranteed approval. There is no credit check or chex systems verification. This card is just like a checking account.
You will never have to pay overdraft fees, over the limit fees or interest charges with this card. Some cards even offer free activation for enrolling in direct deposit.
You will still be approved if you have bad credit or if you are in chex systems. This is just like a second chance checking account. We suggest you stop paying check cashing fees and buying money orders and get a direct deposit prepaid credit card. - 16089
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